Best bill splitting apps and Splitwise alternatives (2026)

Tricount is the best bill splitting app for most people — free, no expense limit, and 4.88 stars across 6,452 US ratings. Splid rates highest overall (4.91) and is the better pick for group trips. Divvy is the best app for splitting a restaurant bill where everyone ordered something different, because it scans the receipt and assigns individual items rather than dividing a total.

For a restaurant bill where people ordered different things, you want itemized splitting rather than an even divide. Divvy and Tab both do this — Divvy scans the receipt with AI and splits tax and tip proportionally by what each person ordered, while Tab requires you to enter items manually. Tricount, Splid, and Settle Up all divide totals rather than line items.

For ongoing shared expenses among friends — a trip, a house, a recurring group — Tricount and Splid are the strongest free options, and Settle Up has the best debt-simplification math for minimizing the number of payments. All three keep a running balance so nobody has to track who owes whom by hand.

For most people leaving Splitwise over the free-tier expense limit, Tricount is the closest like-for-like replacement — it does the same job with no daily cap. For group trips, Splid rates highest. If your splits usually start with a restaurant receipt where everyone ordered something different, Divvy is built specifically for that: it scans the receipt and splits by item rather than dividing a total.

Two reasons dominate. Splitwise added a daily expense limit to its free tier, so casual users hit a wall mid-trip, and the free experience carries ads. Its App Store rating reflects that: as of July 2026 Splitwise sits at 3.94 stars across 26,422 US ratings, while Tricount and Splid are both above 4.85.

Yes. Tricount, Splid, and Settle Up are all free to use for ordinary group expense tracking, though Tricount and Settle Up show ads on their free tiers. Divvy is free to download but its receipt scanning requires a Pro subscription, so it is not a free option for the person organizing the split.

Divvy is the option in this comparison built around AI receipt scanning — it reads every line item, tax, and tip from a photo. Tricount includes OCR receipt capture, but it captures the total rather than splitting the bill line by line. Splid, Settle Up, and Venmo Groups all require manual entry.

It depends on the app. Splid and Tricount let people join a group without creating an account. Venmo Groups requires everyone to have Venmo. Divvy only requires the organizer to have the app — everyone else opens a share link in a browser, taps the items they ordered, and sees what they owe with nothing to install.