DivvyLooking for a Splitwise alternative?
Splitwise tracks the debt. Divvy collects it — scan the receipt, split by item, and send requests until you're actually paid back.
| Feature | Divvy | Splitwise |
|---|---|---|
| AI receipt scanning | Yes: Every scan — items, tax & tip read automatically | Partial: Pro feature |
| Itemized splits | Yes: Tap a name on each item; shared items divide automatically | Partial: Manual per-item entry |
| Tax & tip fairness | Yes: Split by each person's share of the bill | Partial: Split with the expense |
| Getting paid back | Yes: One-tap Venmo / Cash App requests + reminders | Partial: Balances ledger; settling is up to you |
| Friends without the app | Yes: Share link — no install, no account | No: Friends join to see balances |
| Groups & trips | Yes: Included | Yes: Included |
Comparison reflects each app's published feature set as of July 2026. Splitwise is a trademark of Splitwise, Inc.
Why people switch
The receipt does the data entry
No typing 14 line items after dinner. Point your camera and every item, tax, and tip is read in seconds.
Nobody subsidizes the lobster
Tax and tip split by each person's actual share of the bill — not evenly across people who ordered differently.
Settling is the feature, not an afterthought
Each share becomes a Venmo or Cash App request in one tap, with reminders until it's paid. The balance doesn't just sit in a ledger.
The difference in one line
Ledgers remember. Divvy gets you paid.
Scan any receipt and Divvy reads every item, splits tax and tip by each person's share, and fires the Venmo or Cash App request — then reminds everyone until the IOU is gone.
Switching from Splitwise, answered
What is the best Splitwise alternative?
It depends on what you split. If most of your splits start with a restaurant receipt, Divvy is built exactly for that: scan the receipt, tap who had what, and send each person's share as a Venmo or Cash App request. Splitwise is strongest as a long-running ledger; Divvy is strongest at getting the money back.
How is Divvy different from Splitwise?
Splitwise tracks what people owe — you enter expenses and it keeps balances. Divvy is built to settle: AI receipt scanning splits itemized bills in seconds, tax and tip divide by each person's actual share, and one tap sends the request through Venmo or Cash App with reminders until it's paid.
Is Divvy free?
Divvy is free to download on iPhone. Divvy Pro unlocks unlimited AI receipt scans and group expense tracking.
Do my friends need to install Divvy too?
No. Only you need the app. Friends get a share link or a normal Venmo or Cash App request — nothing to install, no account to make.
Can Divvy handle groups and trips like Splitwise?
Yes. Divvy has groups for roommates, trips, and recurring shared costs, with a running balance per person and one-tap requests when it's time to settle up.
Just need the math right now? Try the free Bill Split Calculator.
Divvy · Split bills with friends, roommates & trips. Free on iPhone.